Just Be the Bank
Reclaim Control of Your Wealth. One Page at a Time.
A simple, structured path to double-digit returns—without rentals, a finance degree, or Wall Street B.S.
-
Lender
Readiness Checklist
-
Private
Webinar Access
-
Quick
Reference Guides
- Building walk-away wealth
- The Money Lens framework
- How to earn more with less
As Seen In
We Wrote This Book for People Who Want to Put Their Money to Work…But Were Never Taught How
Most professionals were trained to excel at their careers, not manage capital. When it’s time to invest, you feel stuck.
Just Be the Bank fixes that in plain English, with clear guardrails and a system built on control, cash flow, and clarity.
What You’ll Learn Inside
Inside Just Be the Bank, You’ll Discover:
Our Mindset Guardrails
- Why traditional investing keeps you on the time-for-money treadmill—and how to step off
- Why most “trusted advisors” leave you blind to the risks you’re actually taking—and how to see clearly
Our Frameworks
- The 3 Pillars of the Money Game, and the two most people never get right
- The 10-point lending framework used by successful private lenders across hundreds of deals
Our Playbook
- How to aim for double-digit returns using cash, retirement accounts, or OPM—without owning rentals
- The 10-pointHow to structure deals, avoid risk, and build your own Credit Policy from scratch lending framework used by successful private lenders across hundreds of deals
- The practical path to generate income, build wealth, and keep both—on your terms
Buy the Book Today
Get These Companion Tools Free
The precise system used by elite private lenders to analyze risk and secure collateralized deals for maximum protection.
-
Lender
Readiness Checklist
Exactly what to prep before your first/next deal .
$97
Value
-
3 Rookie Mistakes
New Lenders Make
Video Training — avoid costly errors from day one
$29
Value
-
Printable Deal
Vetting Framework
filter good vs. bad loans in minutes
$49
Value
-
10 Commandments
Companion Workbook
fill-in exercises to lock in the lessons
$49
Value
You’ll claim these after purchase in 60 seconds—no hoops.
Get The First 3 Chapters for FREE
- Step 1: Enter Your Information In The Form
- Step 2: Check Your Inbox For The First 3 Chapters Of The Book
- Step 3: Order from Amazon Using The Discount Code Provided
unlock your bonuses
-
Lender
Readiness Checklist
-
Private
Webinar Access
-
Quick
Reference Guides
Real Reviews
What People Are Saying About Just Be the Bank
Transformative Guide to Private Lending
Just Be The Bank is a compelling read that challenges traditional investment paradigms. The Stech trio—Blake, Dave, and Josh—deliver a comprehensive roadmap for those looking to delve into the world of private lending. Their combined expertise shines through, offering readers a blend of actionable strategies and mindset shifts necessary to navigate and succeed in this niche.
What sets this book apart is its emphasis on “rewiring your brain” to think like a bank. It doesn’t just provide tactics; it encourages a holistic transformation in how one perceives money and investments. The authors break down complex concepts into digestible insights, making it accessible even for those new to private lending.
Devin Sizemore
Great book for real estate investors
Great entry level book for aspiring private money lenders, flippers and even entrepreneurs. Gives you a peek behind the curtain of how lenders think and what drives them. Easy to read and not too dense. Highly recommend if you’re in real estate.
Jonathan
Life-changing book! And the people behind it are even better 🙂
Yes, the book is great. I actually reviewed portions of it as my boys were writing it. But what really sets this book apart is the people behind it. Dave and our sons actually, REALLY care. You can feel that on every page. They’re not just teaching a strategy (although private lending has absolutely changed our lives and made it so I’ll never have to work). But more that that, they’re helping people build freedom.
In a world full of grifters and sleazeballs, I’m soooo grateful I have my boys to lean on. They’ve given our family confidence, clarity, and a path forward we believe in. I’m blessed to have them.
Gayle
THE Private Lending Playbook
This book by the Stech family simply put reveals their step by step guide on how to not only maximize your investments in private lending but also how to help prevent any investors from making missteps with their money. Great information.
S Helton
Compelling, Comprehensive, and Inspirational !!
The JBB Authors have deep experience in all aspects of Real Estate, big and small. They reveal the Financial Business within the business of Real estate rehabs, transactions, fix and flips. Just Be The Bank reveals the advantages of being the bank and how to do it right, less risk, less day to day effort, and often financial rewards. A Gem of a Read !! Dave Hetzel MD, MBA
Ana Lyn Javate
Private Lending for those that want to increase their wealth
I’ve encountered countless financial strategies over the years—most are either overhyped or too boring to stick with. This book stands out. It’s strategic, grounded, and tailored for professionals like me who have capital but limited time. What sets it apart is the depth. It doesn’t just offer strategies for making money, it changes your mindset on wealth itself.
Phing Saurer
Why US
Built by a Family That Invests This Way
We’re a real family, not advisors. We started lending our own money after learning the hard way that control beats speculation. This book distills what’s worked for us—and for hundreds of professionals who now “be the bank” with confidence.
Dave Stech
Blake Stech
Josh Stech
Our Core Belief
Frequently Asked Questions
Do I need a lot of money to start?
No. The book covers options using cash, retirement accounts (SDIRAs), and partnering (OPM) with clear guardrails.
Is this just house-flipping in disguise?
No. You’re not the buyer, seller, or contractor—you’re the bank. That means control, documents, and predictable income.
I’m busy. How much time will this take?
The framework is designed for high-income professionals. Read the book in a weekend; use the tools to move fast without rushing.
Is this legal/compliant in my state?
The book explains the big picture, common structures, and questions to ask your attorney/CPA. You’ll know what to confirm locally.
Will I understand this if I’m not “finance-minded”?
Yes. Plain English. No jargon. The workbook and checklists keep you on rails.
This Is How We Invest Our Own Family’s Money
You don’t need another investment trend. You need a system—one that puts you in control and compounds your wealth.
