Private Lending
The Family Behind the Mission to Reclaim Stewardship
—and Beat Wall Street at Its Own Game
We’re not advisors. We’re not selling hype. We’re a real family with a real strategy that’s helped dozens of professionals build passive, recurring, double-digit income by lending smarter—not working harder.
OUR CORE BELIEF
Most Wealthy People Still Invest Like They’re Middle Class
You built a business. You built a life. But when it comes to growing your money… you’re told to outsource it. To brokers. To “experts.” To the same Wall Street machine that hides risk in footnotes and calls volatility “normal.”
We say no.
You didn’t become successful by betting on things you don’t understand. So why invest that way?
At Just Be the Bank, we believe in:
Ownership- Cash Flow
- Control
- Transparency
- Stewardship over speculation
This isn’t just an investment strategy. It’s a return to first principles.
MAKE MONEY. Do good. Have fun. And teach others how to win.
This All Started with One Unexpected Question…
And two very different conversations that changed everything.
2011 — Tampa, Florida
At a mastermind meeting packed with real estate operators, Dave took the hot seat. He shared the highs and lows of Vegas flipping and vacation rentals—how regulatory changes blindsided us, despite solid operations and six-figure returns.
Then came a question that would change everything:
“Dave, you just made a big chunk of change from that sale. How about you lend me some of it for a flip I’m doing?”
Private lending wasn’t even on the radar at the time. But the idea clicked.
Thirty-one days later, that money came back—with interest and a 58.9% annualized return.
"That single deal lit a fuse. It reshaped our family’s entire wealth strategy. We never looked back."
Years Later — A Friend Asks:
Coop, a successful orthodontist who had just sold his business, reached out to Dave.
“You’ve done almost everything in real estate. If you had to start over, what would you do?”
The answer came fast: “Private lending. Hands down.”
That conversation became the seed for Just Be the Bank.
"It's humbling to look back. That one conversation turned into 70+ deals and double-digit returns. But more than that—it gave me my time back. Time with my wife, my kids. That’s what this strategy has meant for our family." — Coop
Final CTA (in bold box): Private lending changed the game for our family—and for hundreds of others who’ve followed our playbook since. If you’re serious about building wealth and buying back your time, you’re in the right place.Who This Is For?
A dentist, doctor, attorney—or any other professional—tired of trading time for money
A business owner looking to grow their wealth—without Wall Street
The leader of a conservative, high-income family seeking predictability and peace of mind
A real estate investor ready to go passive
Anyone who wants to build generational wealth—without tenants, toilets, or stock market drama
Our Mission
Our Mission Is Bigger Than Returns
This isn’t just about money. It’s about leadership.
We created Just Be the Bank to help people like you become better stewards—of your capital, your family, and your legacy.
We’re here to help you:
Stop speculating, start structuring
Stop guessing, start guiding
Stop outsourcing, start owning
Because when you take control of your capital, you take control of your future.
Our Story
Meet Our Stech Family Office
Dave Stech, with his two sons, Josh and Blake.
CEO & Co-Founder
Dave Stech
Real estate investor, market researcher, and founder of our family office. 20+ years in the game, with a track record of seeing trends before the headlines. Built this system to protect and grow family wealth—and now teaches others how to do the same.
Co-Founder
Josh Stech
Josh Stech is CEO and Co-Founder of Sundae, a marketplace that connects home sellers directly with property investors.
CO-Founder
Blake Stech
Entrepreneur, strategist, and co-creator of Just Be the Bank. Former dentist who saw the writing on the wall—and decided to help other professionals reclaim their time, capital, and confidence through private lending.
Author Of Just Be The Bank
Dave Stech
Dave Stech is a seasoned real estate market timer, investor, private lender, and educator. He leads the Stech Family Office alongside his two sons, focusing their investments on real estate, private lending, and early-stage technology companies. Dave emphasizes the importance of timing in investing, a principle that has guided his successful navigation through multiple market cycles.
An alumnus of the London School of Economics, Dave has shared his insights at esteemed institutions like Harvard University, delivering annual presentations on real estate market trends and future projections. Notably, in 2005, he foresaw the housing market collapse and advised caution, a prediction that underscored his market acumen.
Beyond his investment endeavors, Dave is committed to education and community building. He founded ACCESS™️, an invitation-only community designed for successful dentists aiming to enhance their financial and time freedom. Through ACCESS™️, Dave provides members with exclusive insights and strategies to accelerate their wealth-building journeys.
Dave’s philosophy centers on making informed investment decisions through meticulous research and market timing, principles he imparts to those seeking to achieve financial independence and success.
Free Resources to Start With
We’ve created several 100% free tools to help you get started.
Watch the Private Lending Overview See the full strategy we use with our family’s capital. [Access the Slides]
This Is How We Invest Our Own Family’s Money
You don’t need another investment trend. You need a system. One that puts you in control and compounds your wealth.
“Start with the Free 10 Commandments Ebook”